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Recent legislation obligated motor insurance to cover any vehicle that is used or kept on a public road. Minicab insurance is when the vehicle is used to carry passengers for hire and reward. Usually there are two different types of taxi insurance. The first being public hire which applies to London’s famous black cabs allowing them to pick up passengers off the street. The second type is private hire and all journeys must be pre-booked by the passenger giving the details of the pickup location and destination.
- Third Party Fire and Theft
- Third Party Only
Most minicab drivers already have in mind what kind of vehicle they would like to drive. The vehicle you choose will directly relate to the most common jobs you can do. The most common and popular cars are saloons/ estate cars this is because they allow for 4 passengers and have good luggage space. 7 Seaters are great for the longer runs where more luggage or passengers are required. Cheap minicab insurance is also available for these vehicles. Executive cars are for the higher end of the trade. Not all Minicab insurance may be applicable as the value of these vehicles is much higher, we suggest chauffeur insurance.
Usually there are two different types of taxi insurance. The first being public hire which applies to London’s famous black cabs allowing them to pick up passengers off the street. The second type is private hire and all journeys must be booked and prearranged with where the passenger wishes to be picked up from.
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Each driver has different requirements and needs, if you contact us we can give you the best of advice and quote possible.